This book provides an overview of financial management and details of accounting, cash flows, ratio analysis, study of the financial environment, analysis and interpretation of financial statements, as well as capital budgeting, strategic asset allocation, capital structure, managing the short-term and long-term financing and working capital management. This book also explains assessment of working capital and appraisal of term loans from a practitioner’s point of view. Though tailored for banking professionals and those taking CAIIB examination, this book will be useful to the students of financial management.